Terms of Service

These Terms of Service (“Terms”) constitute a legally binding agreement between you (“User”) and PCMarkets.io (“PCMarkets”, “we”, “our”, or “us”) governing your access to and use of the PCMarkets decentralised prediction market platform, including all associated features, smart contracts, APIs, and interfaces.

By connecting your wallet, accessing the platform, or interacting with any PCMarkets smart contract, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

We reserve the right to modify these Terms at any time. Continued use of the platform after changes are posted constitutes acceptance of the revised Terms.

PCMarkets is a decentralised prediction market protocol that enables users to create and participate in permissionless prediction markets on various outcomes, including cryptocurrency prices, economic indicators, political events, and sports results.

The platform operates via smart contracts deployed on public blockchains. PCMarkets provides a front-end interface to interact with these contracts but does not custody user funds or control market outcomes. All trades and resolutions occur on-chain and are governed by smart contract logic.

PCMarkets is a technology provider. We do not provide financial advice, investment recommendations, or guarantees of any kind regarding market outcomes.

To use PCMarkets, you must:

• Be at least 18 years of age or the age of legal majority in your jurisdiction
• Not be located in, or a resident of, any jurisdiction where participation in prediction markets or cryptocurrency transactions is prohibited by law
• Have the legal authority to enter into these Terms
• Not be subject to any sanctions, embargoes, or restrictions that would prohibit your use of the platform

Jurisdictions where access may be restricted include but are not limited to: the United States of America, North Korea, Iran, Cuba, Syria, and other OFAC-sanctioned territories. It is your sole responsibility to ensure compliance with your local laws.

By using the platform, you represent and warrant that you meet all eligibility requirements.

PCMarkets is a self-custodial platform. You interact with the platform using your own cryptocurrency wallet. We do not hold, manage, or have access to your funds, private keys, or seed phrases.

• You are solely responsible for the security of your wallet, private keys, and seed phrases
• Never share your private key or seed phrase with anyone, including PCMarkets team members
• You are responsible for all transactions initiated from your wallet address
• Lost or compromised wallets cannot be recovered by PCMarkets

Your wallet address serves as your account identifier on the platform. All activity associated with a wallet address is your responsibility.

Creating Markets

Users may create prediction markets subject to review and approval by PCMarkets. Submitted markets must comply with our Market Creation Terms and Platform Rules. We reserve the right to reject, modify, or remove any market at our discretion.

Participating in Markets

When you purchase positions in a market, you are entering into a smart contract-enforced agreement. Positions may increase or decrease in value based on market activity. You may lose some or all of your invested capital.

Market Resolution

Markets resolve based on the criteria stated at the time of market creation. In cases of dispute or ambiguity, PCMarkets may act as a resolver of last resort. Resolution decisions by PCMarkets are final.

You agree not to engage in any of the following prohibited activities:

• Creating markets intended to manipulate financial markets or spread disinformation
• Attempting to game, exploit, or front-run smart contract logic
• Using bots, scripts, or automated tools to gain unfair advantage
• Engaging in wash trading, collusion, or other market manipulation
• Creating markets on illegal activities, sensitive personal matters, or content that violates our Platform Rules
• Circumventing geographic restrictions through VPNs or other means
• Interfering with the platform’s technical infrastructure or security systems
• Impersonating PCMarkets, its team, or other users

Violation of these prohibitions may result in restrictions on your ability to access the platform and may be reported to relevant authorities.

PCMarkets charges the following fees:

• Market creation fee: 0.1% of initial liquidity
• Trading fee: 0.3% per trade, split between the protocol and market creators
• Gas fees: All on-chain transactions require gas fees paid in the native token of the relevant blockchain. These fees are not charged by PCMarkets and are not refundable.

Fee structures may change at any time. Updated fees will be reflected in the platform UI before they take effect. All fees are deducted automatically by smart contracts at the time of transaction.

Transactions on public blockchains are irreversible. Ensure all transaction details are correct before confirming. PCMarkets cannot reverse or refund transactions.

Participation in prediction markets and cryptocurrency transactions carries significant risks. By using PCMarkets, you acknowledge and accept all of the following:

• Market risk: Prediction market positions can lose value. You may lose your entire investment.
• Smart contract risk: Smart contracts may contain bugs or vulnerabilities despite thorough auditing.
• Regulatory risk: Laws governing prediction markets and cryptocurrency are evolving and may change in ways that affect the platform.
• Liquidity risk: Some markets may have low liquidity, making it difficult to exit positions at favourable prices.
• Oracle risk: Market resolution depends on external data sources that may be inaccurate, delayed, or unavailable.

THE PLATFORM IS PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. PCMARKETS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. TO THE MAXIMUM EXTENT PERMITTED BY LAW, PCMARKETS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES.

The PCMarkets platform, including its design, user interface, brand assets, and documentation, is the intellectual property of PCMarkets and its contributors. All rights are reserved.

Open-source components of the platform may be subject to their respective licences. Smart contract code that is published publicly may be used subject to the applicable open-source licence.

You may not reproduce, distribute, or create derivative works from our proprietary materials without express written consent.

We reserve the right to restrict or terminate your access to the PCMarkets front-end interface at any time, for any reason, without notice. Reasons for termination may include, but are not limited to, violation of these Terms or applicable law.

Termination of your access to our front-end interface does not affect your ability to interact directly with smart contracts on the blockchain. Your on-chain activity remains unaffected by any access restrictions we impose.

These Terms are governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict of law provisions.

Any dispute arising from or relating to these Terms shall first be subject to good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration in accordance with the rules of a mutually agreed arbitration body.

Nothing in these Terms limits your rights as a consumer under applicable mandatory consumer protection laws.